Privacy Policy

At Sugam Loan, we handle, process, and safeguard personal data by strict ethical guidelines. Ensuring your safety and upholding the strictest privacy standards for your data are our top objectives. We respect your privacy and completely abide by data protection laws. We acknowledge that there are reasonable concerns about the handling and sharing of personal data. Gaining and preserving your trust is our top priority.

• This privacy statement applies to all Sugam Loan programs, websites, and services (collectively, the "Website"). Please take a moment to read our website's Terms of Use as well. You agree that this Policy will apply to you if you register with us or use any means or device to access the Website, Application, or Services. We respectfully ask that you do not use the Website, Application, Products, or any of our Services if you disagree with any part of this Policy. Clarity and transparency are core values of Sugam Loan.
• You give Sugam Loan explicit permission to gather, store, use, disclose, and handle your personally identifiable information by this Policy's rules by accepting this privacy statement. Making sure you are aware of how your information is gathered, utilized, and shared when you visit our website or make use of our services is our main goal in creating this policy. We prioritize your privacy at all times and manage your data with the utmost care and respect.
• At Sugam Loan, our mission is to protect customer privacy while providing outstanding financial services and solutions. Our operations are centred on transparency. You may rely on us to use safe and morally righteous procedures to safeguard your information. You agree to the collection, use, and sharing of your information as outlined in this Privacy Policy by continuing to use our website or services. Our commitment is your trust in Sugam Loan.

DATA THAT WE GATHER

At Sugam Loan, we collect a range of data to improve our services while maintaining security and efficiency:

• Individual Information: We value your privacy above all else. We use the data you give us, including your name, contact number, and birthdate, to safely deliver individualized support. Strict security protocols are in place to protect all personal data.
• Financial Specifics: We might need particulars on your credit card or bank account when you apply for a loan. Our top goal is to handle such private financial information with the utmost care. We always follow strict security procedures to safeguard your financial information.
• Transaction Records: All of your interactions with us, including loan requests and payment histories, are carefully recorded. This makes it possible for us to provide precise, customized services that are suited to your specific requirements.
• External Connections: On rare occasions, you might provide us access to information kept on external platforms such as social media websites (like Facebook and Twitter). Only with your express permission and in compliance with your selected privacy settings is access permitted. We rigorously abide by our privacy policy while managing linked user accounts.

YSugam Loan is steadfast in our commitment to protecting the security and privacy of your data. We always protect your data by using industry-standard security measures and abiding by all applicable laws and regulations. You may rely on Sugam Loan to provide you with discreet and dependable financial solutions. Please do not hesitate to contact us if you have any questions regarding how we manage your information.

HOW WE USE THE DATA YOU PROVIDE

At Sugam Loan, we use the information you confide to us in several vital ways to improve our customer support:

• Processing Loans: The information you have provided is essential to our thorough evaluation of loan applications. This helps us to properly assess your eligibility and provide you with the best loan options possible.
• Client Contentment: Our group is committed to providing outstanding customer service. We make use of the data you give us to quickly respond to any questions, worries, or problems so that you are happy with our services.
• Observance of Regulations: Respecting the law is very important to us. Your information is essential to procedures like identity verification, preventing fraud, and adhering to anti-money laundering laws.
• Improving the Website and Services: In an ongoing effort to improve user experience, we examine non-personal data and user behaviour to improve website functioning and services, giving you a smooth experience.

Information security is a top priority for Sugam Loan. You can be sure that we always put your privacy and security first, handling your data with the highest care and discretion. For dependable financing solutions supported by strict data protection procedures, turn to Sugam Loan. Please contact us if you have any questions about how we handle data. Our commitment is to earn your trust.

INFORMATION EXCHANGE GUIDELINES

Protecting your information and maintaining your privacy are our top priorities at Sugam Loan. We handle the dissemination of your information as follows:

• Reliable Partners: From time to time, we work together with respectable service providers to assist different areas of our business, including lenders, credit bureaus, and payment processors. You may be confident that we carefully choose our partners and make sure they adhere to strict data privacy guidelines.
• Legal Obligations: Under certain conditions, such as in response to a subpoena or court order, we may be required by law to divulge personal information. We strictly abide by the law and take these commitments seriously.
• Business Transitions: To ensure service continuity, your information might be moved to the new company in the event of a merger, sale, or other business action involving Sugam Loan. To protect your data, strict security measures are put in place throughout such changes.

It's crucial to know that Sugam Loan doesn't transfer or sell your personally identifiable information to third parties or affiliates for advertising.

POLICY FOR DATA RETENTION

We at Sugam Loan take the highest care and responsibility when handling your personal information. We only keep your information on file for as long as is required to fulfil the reasons for which it was obtained and to satisfy legal requirements. Your privacy is our priority, and we rigorously abide by all applicable laws and regulations about our data retention policy. You may be confident that during our collaboration, we will give the appropriate handling, storage, and security of your data priority. You can rely on us to uphold strict policies to protect your privacy and guarantee the accuracy of your information. Your information is handled with the utmost care and concern at Sugam Loan.

YOUR LEGAL RIGHTS

Protecting your right to privacy and data protection is our first focus at Sugam Loan. We are dedicated to making sure that your rights regarding the protection and use of your data are upheld. These are your main rights concerning data:

• Getting to Know Your Data: Access to the personal data Sugam Loan has on file is a right you have. This enables you to confirm that the information we have gathered is accurate and comprehensive.
• Making edits or removing data: You have the right to ask that any incomplete or erroneous personal information be corrected. You can also ask for the data to be deleted if it is no longer required for the original reason it was gathered. At Sugam Loan, we provide you the authority to manage your data and make sure it serves your purposes.
• Removing Consent: We honour your choice to stop permitting us to use your information. Sugam Loan will stop processing your data if you decide to revoke your consent, even if it means we won't be able to continue offering certain services. We respect your right to govern your data and will always respect your decisions.

At Sugam Loan, we are steadfast in our commitment to upholding your rights and adhering to all applicable laws and regulations. Our top concerns are protecting your privacy and making sure your data is secure. You can rely on us to treat your data with the highest care and attention.

RESOLUTION OF DISPUTES

At Sugam Loan, we value openness and justice in the settlement of any disagreements or problems that may come up. Indian law governs our privacy policies and any disputes about them. The Delhi courts will hear any legal issues by Indian legal rules. We are dedicated to making sure the dispute resolution procedure is fair and transparent. We uphold uniformity and transparency in the resolution of possible conflicts by abiding by pertinent laws and regulations. Ensuring your comfort and trust throughout the process is our main priority.

COOKIES

Cookies are used by Sugam Loan to improve your online experience and the services we provide. You can be confident that we respect your privacy and will only use cookies with permission from you. By understanding your preferences and interests, these cookies enable us to offer individualized solutions. We continuously improve and customize our services to match your needs by examining user behaviors and preferences. We sternly uphold our privacy policy to safeguard your data and stop illegal access. We respect your right to privacy and will only provide you with information about our offerings if you so ask. Our first interests are your trust and happiness.

SAFETY PROTOCOLS

Protecting your information from unwanted access, use, or disclosure is our top priority at Sugam Loan. We employ strict security protocols to preserve the confidentiality and integrity of your information. Even though we work hard to provide the highest level of security, it's critical to recognize that no online communication can be safe. Even with our greatest efforts, we are unable to provide complete protection. To keep ahead of new threats and guarantee strong data protection, we constantly assess and improve our security procedures.

CHANGES TO THIS PRIVACY STATEMENT

Sugam Loan is dedicated to maintaining privacy standards that are compliant with applicable laws as well as our policies. We retain the right to make necessary modifications to this privacy statement as part of our commitment to transparency. To stay up to date on our most recent privacy practices, we invite you to regularly examine our privacy statement. Any modifications that affect how we manage your personal information will be made transparent and communicated. You automatically accept the updated terms if you use our services after these changes.

CONSULT OUR GRIEVANCE OFFICER

At Sugam Loan, we place a high priority on quickly and effectively resolving any concerns or problems you may have with our services. The following contact information for our Grievance Officer is provided to you by the Information Technology Act of 2000 and any applicable laws:
Name:
Mobile Number
Email Address


OUR DECLARATION TO YOU

Your pleasure and comfort are our first concerns at Sugam Loan. We invite you to contact our Grievance Officer if you need help or have any questions about our services. They are committed to making your experience with us enjoyable and seamless, and they will help you promptly resolve any problems.

MODIFICATIONS TO THE AGREEMENT

At our sole discretion and without prior notice, Sugam Loan retains the right to modify, add to, suspend, or take other measures about these Terms and related content. Any changes will be quickly communicated to users via website updates. You agree to the revised conditions if you keep using our services or platform after such modifications. It is advised that you frequently review the terms to be aware of any adjustments or revisions. Your proactive cooperation with us is much appreciated.

GET IN TOUCH

Please don't hesitate to get in touch with our Grievance Officer if you have any queries or worries. We work hard to make sure every encounter with Sugam Loan lives up to your expectations, and we value your faith in us.

WE GUARANTEE YOUR SATISFACTION

Sugam Loan is dedicated to providing outstanding customer service and swiftly addressing any issues to guarantee your pleasure. We value your trust greatly and make every effort to uphold it with dependable and timely assistance.